Best Business Account 2024
for your partnership
Best Business Account 2024BILD.de Best in Test
Highest Interest Rate for Business 2024Für-Gründer.de
Top Mobile Banking 2024Handelsblatt
Top German Startups 2024LinkedIn- Trustpilot: Great!
Benefits of a business account
for the partnership
Simplify your bookkeeping
Avoid mixing business and personal funds to improve financial oversight.
Build trust with clients
Enhance your business credibility with a dedicated business account.
Increase your sales
Expand your customer base by accepting mulitple payment methods, including cards.
Everything you need — online, without the paperwork
Separate business account for the partership
Free account with up to 30 DE IBANS
5% p.a. interest rate on positive balance
SWIFT and instant SEPA transfers
Free VISA card for every team member with up to 10% cashback
- Open a business account
Rated with the highest score “Sehr gut” by Handelsblatt, Germany’s no.1 business and financial journal
Interest account
Earn 5% interest annually
Keep your uninvested cash in your Interest Account and earn 5% per year for the first 2 months. When the promo period is over, you earn up to 3.5%*. The interest rates will change starting January 2, 2025. Learn more.
Instant access to your money
Top-up and withdraw your funds any day, any time. Money is immediately available upon withdrawal to your Business account.
We keep your money safe
To protect your money while offering a good return, we invest your money in Money Market Funds (MMF). All the funds we use have AAA/Aaa ratings from rating agencies such as S&P and Moody's and Fitch. Read more about how Vivid safeguards your funds here.
Get cashback for every card purchase
Issue a free card for every team member. Pick your favourite cashback categories for the upcoming month. Receive up to €150 cashback/month on card purchases for the selected categories.
All purchases, up to 2% All purchases, excl. ATM withdrawals and SEPA transfers.
Facebook advertising, up to 10% Purchases of Facebook advertising.
Amazon, up to 10% Purchases on Amazon.
Google advertising, up to 10% Purchases of Google advertising.
More categories Pick your favourite cashback categories every month.
All-in-One Business Account
Main account
€134,000.00
🇩🇪 IBAN • 4565
Employees
€4,906.00
🇩🇪 IBAN • 1337
Taxes, Employee benefits, Payroll
€11,700.00
🇩🇪 IBAN • 1620
Savings
€1890.00
🇩🇪 IBAN • 1890
Free account with up to 30 DE IBANS
Full online registration — no in-person step. Friendly onboarding: everyone’s situation is unique and we consider each case individually.
SWIFT and instant SEPA transfers
Get and send transfers in a few seconds with SEPA Instant. Accept funds internationally with SWIFT transfers.
Advanced security features
PCI DSS
We comply with the Payment Card Industry Data Security Standards to protect your payment information.
3D Secure
We use two-step authentication for every online purchase, ensuring no payment is processed without your authorisation.
GDPR
Our servers are securely hosted in the European Union, ensuring full compliance with GDPR regulations.
Integrations with accounting software
Sync your transactions and bank statements with platforms like DATEV, sevDesk, and others. Stay updated without manual data entry, making expense tracking and tax prep easier.
Lexware office
Accounting solution designed for business owners with no prior accounting expertise.
DATEV
Specialized software for accountants, tax advisors, and lawyers in Germany.
sevDesk
Online invoicing and accounting software for small businesses and freelancers.
Commitly
Cash flow management software for businesses.
Puls Project
Cashflow management and funding software for small and medium businesses.
Plans
The interest rates will change starting January 2, 2025. Learn more