Best Business Account 2024
for Company creators
Launch your GmbH or UG in Germany with Vivid. Open your business account online, transfer your share capital, and get up and running within days.
Please review our website to understand the scope of our services and our Privacy policy for the use and handling of your data.
Best Business Account 2024BILD.de Best in Test
Highest Interest Rate for Business 2024Für-Gründer.de
Top Mobile Banking 2024Handelsblatt
Top German Startups 2024LinkedIn- Trustpilot: Great!
Start your business in 3 easy steps
Open Vivid Business account within 10 minutes
Complete online registration — no in-person steps. Friendly onboarding tailored to your unique situation.
Transfer your share capital
Get a digital statement in 1 hour. Submit to your notary to finalize your setup.
Activate your business account
Register your company and upload the extract to your Vivid Money account – we handle the rest.
Everything you need – online, paperwork-free
A dedicated account for your share capital
Get a local IBAN in seconds
5% p.a. interest rate on positive balance
Free VISA card for every team member
SWIFT and Instant SEPA transfers
- Open a business account
PCI DSS
We comply with the Payment Card Industry Data Security Standards to protect your payment information.
3D Secure
We use two-step authentication for every online purchase, ensuring no payment is processed without your authorisation.
GDPR
Our servers are securely hosted in the European Union, ensuring full compliance with GDPR regulations.
Interest account
Earn 5% interest annually
Keep your uninvested cash in your Interest Account and earn 5% per year for the first 2 months. When the promo period is over, you earn up to 3.5%*. The interest rates will change starting January 2, 2025. Learn more.
Instant access to your money
Top-up and withdraw your funds any day, any time. Money is immediately available upon withdrawal to your Business account.
We keep your money safe
To protect your money while offering a good return, we invest your money in Money Market Funds (MMF). All the funds we use have AAA/Aaa ratings from rating agencies such as S&P and Moody's and Fitch. Read more about how Vivid safeguards your funds here.
Get up to 10% cashback for every card purchase
Issue a free card for every team member. Pick your favourite cashback categories for the upcoming month. Receive up to €150 cashback/month on card purchases for the selected categories.
All purchases, up to 2% All purchases, excl. ATM withdrawals and SEPA transfers.
Facebook advertising, up to 10% Purchases of Facebook advertising.
Amazon, up to 10% Purchases on Amazon.
Google advertising, up to 10% Purchases of Google advertising.
More categories Pick your favourite cashback categories every month.
Integrations with accounting software
Sync your transactions and bank statements with platforms like DATEV, sevDesk, and others. Stay updated without manual data entry, making expense tracking and tax prep easier.
DATEV
Specialized software for accountants, tax advisors, and lawyers in Germany.
sevDesk
Online invoicing and accounting software for small businesses and freelancers.
Commitly
Cash flow management software for businesses.
Puls Project
Cashflow management and funding software for small and medium businesses.
Plans for companies
The interest rates will change starting January 2, 2025. Learn more
AWARD-WINNING MOBILE BANKING 2024
Rated with the highest score “Sehr gut” by Handelsblatt, Germany’s no.1 business and financial journal.