All-in-One Business Account for Company creators

Launch your GmbH or UG in Germany with Vivid. Open your business account online, transfer your share capital, and get up and running within days.

Open a business account

Please review our website to understand the scope of our services and our Privacy policy for the use and handling of your data.

Start your business in 3 easy steps

1

Open Vivid Business account within 10 minutes

Complete online registration — no in-person steps. Friendly onboarding tailored to your unique situation.

2

Transfer your share capital

Get a digital statement in 1 hour. Submit to your notary to finalize your setup.

3

Activate your business account

Register your company and upload the extract to your Vivid Money account – we handle the rest.

Open a business account

Everything you need – online, paperwork-free

Person writing

  • A dedicated account for your share capital

  • Get a local IBAN in seconds

  • 5% p.a. interest rate on positive balance

  • Free VISA card for every team member

  • SWIFT and Instant SEPA transfers

  • Open a business account
PCI DSS

PCI DSS

We comply with the Payment Card Industry Data Security Standards to protect your payment information.

3D Secure

3D Secure

We use two-step authentication for every online purchase, ensuring no payment is processed without your authorisation.

GDPR

GDPR

Our servers are securely hosted in the European Union, ensuring full compliance with GDPR regulations.

Interest account

your interest rate

Earn 5% interest annually

Keep your funds in your Interest Account and earn 5% per year for the first 2 months. When the promo period is over, you earn up to 3.5%*.

Instant access to your money

Top-up and withdraw your funds any day, any time. Money is immediately available upon withdrawal to your Business account.

We keep your money safe

To protect your money while offering a good return, we invest your money in Money Market Funds (MMF). All the funds we use have AAA/Aaa ratings from rating agencies such as S&P and Moody's and Fitch. Please note that all our Invest services are provided to you by Vivid Money B.V.

Open a business account

Manage your cashback

Issue a free card for every team member. Pick your favourite cashback categories for the upcoming month. Receive up to €150 cashback/month on card purchases for the selected categories.
10%
IKEA, 10%
Purchases of furniture, home decor, kitchen essentials and storage solutions at IKEA stores.
category Ikea
1%
All purchases, 1%
All purchases, excl. ATM withdrawals and SEPA transfers.
category all purchases
2%
Supermarkets, 2%
Payments in supermarkets and speciality stores.
category supermarkets
3%
Building materials stores, 3%
Purchases for construction supplies, tools, and home improvement materials at building materials stores.
category building materials services
5%
METRO Cash & Carry, 5%
Purchases for groceries, household items, and everyday essentials from METRO.
category Metro
Open a business account
Open a business account

Plans for companies

The chosen rate applies once your company has been registered
MonthlyAnnual save 30%
free start
0€
Free of charge at all times
basic
9€
monthly, excl VAT
pro
25€
monthly, excl VAT
enterprise
96€
monthly, excl VAT
Free of charge at all timesmonthly, excl VATmonthly, excl VATmonthly, excl VAT
Interest account rate*
5%
5%
5%
5%
The promotional rate will be applied to all plans for the first 2 months after opening the Interest Account, if you open the Account starting from the 6th of May
1%
2%
3%
3.5%
Cashback up to
10%
10%
10%
10%
Guaranteed 1% cashback on any purchase you make
1%
1%
1%
1%
Virtual cards
Free
Free
Free
Free
Plastic cards
Free
Free
Free
Free
Metal cards
€19.90
€19.90
€19.90
€19.90
Card spending limitPer month
€ 100 000
€ 100 000
€ 100 000
€ 100 000
Included team members
1
3
10
30
Included accounts
1
3
15
30
Free outgoing SEPA transfersPer month
5
100
250
1000
Fee for incoming international transfersother than SEPA per transfer * This offer is valid until November 30th
Free€5
Free€5
Free€5
Free€5
Fee for outgoing international transfers (SHA)other than SEPA per transfer SHA option
€5
€5
€5
€5
Fee for outgoing international transfers (OUR)other than SEPA per transfer incl. external bank handling fees
€30
€30
€30
€30
Transfer to Vivid Business customers
Free
Free
Free
Free
Transfer between own accounts
Free
Free
Free
Free
Fee for bulk transfersPer each bulk transfer. * This offer is valid until November 30th.
€0€3
€0
€0
€0
Fee for outgoing transfers above your free limit
€0.2
€0.2
€0.2
€0.2
Fee for ATM withdrawals
2%
1%
1%
1%
Currency exchange feeMarkup over the exchange rate for the execution of non-EUR card transactions
2%
1%
1%
1%
Show full comparison table
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Rated with the highest score “Sehr gut” by Handelsblatt, Germany’s no.1 business and financial journal.

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Please review our website to understand the scope of our services and our Privacy policy for the use and handling of your data.