Company creation for 0 € 399 €

Start your GmbH or UG for free

  • A dedicated founding expert will support you at every step
  • Open a bank account in minutes
  • Get your business running fast
  • Free guidance and support. Notary and state fees apply.

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How does it work?

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  1. Submit company details online

    Answer a few questions about founders and the future business.

  2. Make a notary appointment

    Online or on-site in a preferred notary office in 2-4 days. Also available in English.

  3. Open your Vivid Business account

    You receive your DE-IBAN instantly so you are ready to deposit share capital within 10 minutes

  4. Finish the last steps

    Get commercial registry extract, and guidance on the tax, UBO, and trade registrations.

All-in incorporation package

Everything you need to officially launch your UG or GmbH in Germany.

  • Notary appointment
    Vivid connects you with a trusted notary and helps prepare for the appointment.
  • Business bank account
    Deposit your share capital without delays. You’ll get a Proof of Capital Contribution, required for company registration.
  • Personal support
    Have a question or feel stuck? Your dedicated consultant is available to guide you.
  • Progress tracking
    See what’s done and what’s next in one place. No more email chasing and missed registrations.

UG or GmbH: which one is right for me?

If you're planning for long-term growth, we recommend starting directly with a GmbH to avoid the legal fees associated with converting from a UG.

UG
GmbH
Recommended for
Solo founders, early-stage startups
Established teams, external investors, long-term operations
Minimum share capital
from 1 €
from 25.000 €
Credibility with partners & banks
Lower — may be seen as less professional
High — strong reputation in Germany
Profit allocation
25% of profits must be saved until 25.000 € is reached
No mandatory profit reserve
Liability
Limited to company assets
Limited to company assets
Accounting obligations
Full accounting + annual financial report
Full accounting + annual financial report
Complexity of incorporation
Depends on number of founders & directors
Depends on amount of founders & directors
Obligatory notarisation & state fees
Depends on structure:
- Solo founder ~ 200 €
- 2+ founders ~ 800 €
Depends on structure:
- Solo founder ~ 200 €
- 2+ founders ~ 800 €
Start your business
Please review our website to understand the scope of our services and our Privacy policy for the use and handling of your data.
Interest Account

Interest Account

Earn 4% fixed annual interest* on uninvested cash. Your money grows while staying available at all times.

Unlimited Card Spending

Unlimited Card Spending

Issue a card for every team member, claim guaranteed cashback and make payments for IT & Ads services without worrying about limits.

Cards & Cashback

Cards & Cashback

Start cutting costs with up to 10% monthly cashback on the team’s card purchases at Google Ads, Amazon and others.

Online payments

Online payments

Boost your revenue by making online payments effortless — whether customers pay via bank transfer or card.

Financing

Financing

Apply for a loan of up to €200.000 to fulfill all your project needs. Fully online and hassle-free with a trusted partner.

Invoicing

Invoicing

Issue comprehensive invoices, track what's owed and send reminders.

Integrations

Integrations

Streamline all your money management by connecting with powerful accounting tools and financial applications.

Business Travel

Business Travel

The first tool to let you search, book and pay for hotels directly from your account — including up to 30% travel cashback!

Crypto Earn Account

Crypto Earn Account

Earn up to 8% Annual Percentage Yield on selected crypto assets and withdraw earnings instantly

Got more questions?

  • How high are the additional costs?

    Typical Notary fees:

    • 1 shareholder: ca. 200 €
    • Multiple shareholders: ca. 800 €

    Note: Additional costs can apply, e.g. for translations into other languages (for international clients) or power of attorneys.


    State fees:

    • entry into the commercial register (Handelsregister): approx. €200
    • business registration (Gewerbeamt): €20–60 (depending on city)
    • entry into the transparency register (Transparenzregister): approx. €20 / year

    Higher fees may apply for special types of companies with special permits.

  • Yes! All steps can be completed digitally, including the notary appointment via video call.
    To use the video notarization, you need a German eID-enabled ID card or a similar accepted e-ID and your activated PIN.
    If you don’t have an e-ID or prefer in-person notarization, all partner notaries provide this service, and you can select the option that works best for you.

  • To digitally incorporate your company, you'll need:


    • A German eID-enabled ID card or a residency permit with your PIN (standard case)
    • OR one of the following alternatives:
      • An eID-enabled ID card from one of the following countries: Austria, Belgium, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Greece, Hungary, Italy, Latvia, Liechtenstein, Luxembourg, Malta, Netherlands, Poland, Portugal, Slovakia, Slovenia, Spain, UK (residency permit)
      • An eID-enabled residency permit from: Belgium, Latvia, Estonia, Malta, Switzerland, United Kingdom
      • An e-residency from: Estonia or Latvia
      • An eID-enabled ID card for citizens from the EU (Unionsbürgerkarte) from one of the following countries: Austria, Belgium, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Greece, Hungary, Italy, Latvia, Luxembourg, Malta, Netherlands, Poland, Portugal, Slovakia, Slovenia, Spain

    More information about necessary documents here.

  • Currently, you can incorporate a UG (limited liability entrepreneurial company) or a GmbH (limited liability company) with Vivid Start – as a solo founder or with co-founders.
  • The process typically takes 3 to 14 days, depending on the location, notary availability, and the registry court.
  • Vivid connects you with a startup-friendly notary, offers a fast and paperless account opening process, and powers your business with all the financial tools you might need. Think interest, cash back, POS terminals, credit, free invoicing, and accounting integrations.

  • Yes, you can also use Vivid Start to incorporate if you don't speak German. Vivid Start works with English-speaking notaries. Availabilities can vary depending on your location, so keep in mind your process might take longer.

Plans built for all things finance

After setting up your business, you have a wide range of choice between features.

Monthly
Annual
Save up to 24%

Best for growing companies with more activity and advanced needs — built to keep fast teams in sync

  • Basic

    Ideal for small businesses with steady transactions needing reliable everyday banking at low cost

    6,9 € / month
    excl. VAT
    2 months free trial
    • Accounts & Interest
      • Free accounts with unique IBANs
        Unlimited
      • Initial fixed interest rate p.a.*
        4%
      • Fixed interest rate p.a. after 4 months*
        0,5%
    • Cards & Cashback
      • Guaranteed unlimited cashback
        0,25%
      • Cashback on selected categories and brands, up to
        4%
      • Virtual and physical cards
        Free
      • Card spending limits for ads & IT services
        Unlimited
    • Transfers
      • SEPA Instant
        Free
      • Incoming SWIFT
        Free
      • Outgoing SWIFT
        5 free per month, then 5 €
    • Support
      • 24/7 human support
        Yes

  • Pro

    Best for growing companies with more activity and advanced needs — built to keep fast teams in sync

    18,9 € / month
    excl. VAT
    2 months free trial
    • Accounts & Interest
      • Free accounts with unique IBANs
        Unlimited
      • Initial fixed interest rate p.a.*
        4%
      • Fixed interest rate p.a. after 4 months*
        1,3%
    • Cards & Cashback
      • Guaranteed unlimited cashback
        0,5%
      • Cashback on selected categories and brands, up to
        6%
      • Virtual and physical cards
        Free
      • Card spending limits for ads & IT services
        Unlimited
    • Transfers
      • SEPA Instant
        Free
      • Incoming SWIFT
        Free
      • Outgoing SWIFT
        10 free per month, then 5 €
    • Support
      • 24/7 human support
        Yes
Features you get on every plan
  • Invoicing
    Free
  • Documents to be attached for bookkeeping (on every paid plan)
    Unlimited
  • Integrations (sevDesk, Lexware Office, DATEV, ...)
    Free
  • Business travel cashback up to
    30%
  • Crypto Earn rewards up to
    8% APY
  • Maximum loan amount & repayment term
    200,000 €,
    12 months
  • Fee for receiving card payments from clients (EEA cards), from
    0,79% (+0,25 €)
  • Treasury (stocks, ETFs, crypto)
    Free
  • Tax filing (for freelancers)
    Free
  • Certified tax advisor (for freelancers)
    99 € per month
    or 990 € per year
  • POS terminal
    Free
  • In-person payment fees
    From 0.69%
  • Digital employees (personal and legal AI assistants)
    Free
    (until December 31st)