Payment services are provided by Vivid Money S.A., 21 rue Glesener, Luxembourg, L-1631, Luxembourg, an Electronic Money Institution authorized and regulated by the Commission de Surveillance du Secteur Financier, Luxembourg, under the register number W00000015.

Investment and crypto services are provided by Vivid Money B.V., an Investment Firm and Crypto Assets Service Provider licensed by the Dutch Authority for Financial Markets (AFM). Vivid Money B.V. has its address at Strawinskylaan 4117, 1077 ZX Amsterdam, the Netherlands and a registration with the trade register of the Dutch Chamber of Commerce under number 78219159. The AFM's register can be accessed under https://www.afm.nl/en/sector/registers/vergunningenregisters.

Investing always involves risks. Therefore, the value of your investment and the income from it will vary and your initial investment amount cannot be guaranteed. You may not get back the amount originally invested. You can find more information about Money Market Funds and the risks of investing in financial instruments here.

*Interest products are provided by Vivid Money BV. For SME and Freelancer accounts, the promotional rate is 4% p.a. for the first month and 3% p.a. for the second month after opening an Interest product. For personal accounts, a promotional rate of 3% p.a. applies for the first two months after opening an Interest product, across all plans. The promotional rate applies to funds up to €300,000 for general businesses and up to €100,000 for freelancers and personal accounts. Funds exceeding the respective threshold will accrue regular interest according to the rate of the chosen plan. After the promotional period, the regular interest rate as per the chosen plan will apply on funds of any amount. The rates are fixed but may be subject to change based on market conditions or Vivid’s discretionary decisions. Any changes will be communicated in advance. Withdrawals from the Interest Account are usually instant up to EUR 1 million a day (exact amount available will be displayed in the app). Withdrawals over that amount may take up to three business days.
The specified regular interest rates for Freelancers’ Prime, Pro and Pro+ plans applies to funds up to €30,000. Funds exceeding €30,000 will receive the deposit facility rate set by the European Central Bank, minus 0.15%.
The specified variable rate for Interest Strategies is valid for 15/04/2025 and is before fees.

If you had a bank account with Solaris SE, where Vivid Money GmbH acted as an outsourcing provider of Solaris SE for the provision of bank account services and debit card services, you can find the applicable legal documents here.

Please click here if you would like to find out more about which Vivid entity you receive services from.