Trustpilot: Excellent! | 25,000+ reviews
Celebrating excellence
Some of our latest achievements and recognitions
Best Business Account 2026
Finanzfluss.de
Highest Interest Rate for Business 2026
Für-Gründer.de
No. 1 Business Investment Account 2026
Geschaeftskonten24.net
Top Mobile Banking 2025
Handelsblatt.com
Quick, simple, and fully digital — no paperwork, no branch visits, no SCHUFA.
60% instant decisions — get paid and make transfers immediately.
Enjoy unlimited IBANs, free SEPA transfers, and free physical & virtual cards.
Free delivery of the first physical card for each member of your company. High spending limits on each card to match your needs.
Assign Admin roles to employees for full access to the account, and Assistant roles to external accountants and employees for limited access.
Get 5% p.a. fixed for 5 months* in USD & GBP or 4% p.a. fixed for 4 months* in EUR.
Top-up and withdraw your funds any day, any time.* Money is immediately available upon withdrawal to your Business account.
To protect your money while offering a good return, we invest your money in Money Market Funds (MMF). All the funds we use have AAA/Aaa ratings from rating agencies such as S&P and Moody's and Fitch. Read more about how Vivid safeguards your funds here.
Main account
€134,000.00
IBAN • 4565
Employees
€4,906.00
IBAN • 1337
Taxes, Employee benefits, Payroll
€11,700.00
IBAN • 1620
Savings
€1890.00
IBAN • 1890
Fully digital registration — no in-person verification needed. 24/7 support: everyone’s situation is unique, and we consider each onboarding case individually.
Receiving and sending money is made easy via SEPA Instant and SWIFT transfers. Redirecting your direct debits from your current bank to Vivid goes quick - no extra costs involved.
within monthly limits
Issue a free card for every team member. Pick your favourite cashback categories for the upcoming month.
Sync your transactions and bank statements with platforms like DATEV, sevDesk, and others. Stay updated without manual data entry, making expense tracking and tax prep easier.
German software with vast features for accounting, invoicing and payroll
German software with vast features for accounting, invoicing and payroll
German software with vast features for accounting, invoicing and payroll
German software with vast features for accounting, invoicing and payroll
Online software with vast features for accounting and invoicing, available in several languages
Odoo is a user-friendly financial management tool that simplifies invoicing, bookkeeping, and reporting for businesses
Digital platform for streamlined document organization, workflow automation, and tax-related file management.
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German online-software for accounting, invoicing and financial analysis
German online-software for accounting, invoicing and financial analysis
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German online-software for cashflow planning and management of several bank accounts
Integrated business software for accounting, payroll, HR, tax calculation, invoicing, and document management
Workflow‑oriented accounting and tax management solution with finance, payroll, controlling, invoicing, and document handling.
German online-software for cashflow planning
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Automation platform for finance teams that simplifies invoice processing, payment approvals, and expense management.
Smart administration and accounting tool built specifically for freelancers, automating bookkeeping, tax declarations, and invoicing.
Cash flow and invoice management platform that centralizes payments, automates reconciliation, and offers real-time financial insights.
Online accounting platform for small and medium businesses, offering invoicing, bank synchronization, and reporting features.
AI-powered automated accounting platform that transforms raw financial data into ready-to-use accounting entries and reports.
Cloud-based invoicing and accounting tool for SMEs, combining CRM, expense tracking, and document management in one tool.
French accounting firm offering digital tools and cloud services for bookkeeping, payroll, and business advisory.
Simple and intuitive invoicing and accounting solution that helps entrepreneurs and freelancers manage sales, expenses, and cash flow.
Mobile-first accounting and tax management app for freelancers, enabling easy expense tracking, invoicing, and income reporting.
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Comprehensive accounting and payroll tool for SMEs and accounting firms, integrating financial analysis and tax reporting capabilities.
Specialized accounting solution tailored for healthcare professionals, simplifying income tracking, tax preparation, and expense management.
Smart cloud accounting platform for SMEs with automated bookkeeping, expense tracking, and real-time financial insights.
Unified cloud ERP and finance platform offering enterprise-level solutions for accounting, resource planning, e-commerce, and business analytics.
Simple and user-friendly invoicing and accounting tool for freelancers and small businesses.
All-in-one business platform for accounting, invoicing, CRM, and project tracking, streamlining daily operations and decision-making for SMEs
Log in to your business account via desktop or mobile phone and maintain an optimal overview, use instant transfers and manage cards flexibly.
Your funds are placed in assets like deposits with the Central Bank of Luxembourg and high-quality Qualifying Money Market Funds (QMMFs), managed by BlackRock and others. Unlike traditional banks, we don’t use client funds for risky loans.
All our services are provided by the Vivid Money group: Vivid Money SA is regulated by the Commission de Surveillance du Secteur Financier (CSSF) of Luxembourg and Vivid Money B.V. is regulated by the Dutch Authority for Financial Markets (AFM).
Your funds are kept separate from our own. In the unlikely event of Vivid Money SA or Vivid Money B.V. becoming insolvent, our customers' money remains safe — even beyond €100,000. The funds in your account are yours, and yours alone.
We comply with the Payment Card Industry Data Security Standards to protect your payment information.
With 3D Secure and two-step authentication we ensure no payment is made without your authorisation.
Our servers are securely hosted in the European Union, ensuring full compliance with GDPR regulations.
Best for growing companies with more activity and advanced needs — built to keep fast teams in sync
Free Start
Perfect for newly registered companies setting up finances and trying key banking features for free
Basic
Ideal for small businesses with steady transactions needing reliable everyday banking at low cost
Pro
Best for growing companies with more activity and advanced needs — built to keep fast teams in sync
Real reviews and honest feedback show why individuals and businesses choose Vivid.
Rated “Excellent” – 4.6/5 from 25,000+ reviews.
4,5/5 from 51,000+ ratings for “Vivid Business & Personal” mobile app.
Human customer service, day and night.
