Grow your business capital with Crypto Earn

Put your crypto assets to work with high Annual Percentage Yields (APYs) and instant access to your funds. Our licensed crypto staking services are available for businesses registered in Italy and Spain.

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Features designed for your success

Earn passive income on your business’ crypto assets while keeping full flexibility.

Start earning in just a few taps

Open a Crypto Earn account, choose a cryptocurrency to buy and stake, and generate earnings effortlessly every week. No complex configurations, no hidden fees.

Stake and withdraw anytime

Your assets are displayed with corresponding euro values and remain accessible at all times. Increase, reduce, or unstake your assets whenever you need—without lock-in periods.

Diversify and optimise your earnings

Stake leading cryptocurrencies like Ethereum, Solana, Polkadot, Cosmos (ATOM) or Near Protocol and maximise your returns with high APYs.

All-in-one financial management

Forget about costly subscriptions. Get all the banking and accounting features your business needs in one place — no extra cost, no hassle.

Plans built for every business

Monthly
Annual
Save up to 24%
  • Free start

    €0/month

    Free of charge at all times
    Get started

    • Accounts
    • Included accounts
      12
    • Included team members
      1
    • Interest account rate*
      4%
    • Interest rate p.a. after 2 months*
      0,2%
    • Currency exchange between own accounts
      Free
    • Cards & Cashback
    • Cashback up to
      5%
    • Virtual and plastic cards
      Free
    • Card spending limits for ads & IT services
      Unlimited
    • Payment limit in other categories
      100.000 €
    • Transfers
    • Outgoing SEPA Instant transfers
      5 free per month,
      then 0,2 €
    • Fee for outgoing SWIFT transfers
      From 5 €
    • Bulk transfers
      Unlimited
    • Features
    • Invoicing
      Free
    • Bookkeeping documents included
      25
    • Integrations (sevDesk, Lexware Office, DATEV, ...)
      Free
    • Trading fee per staking / unstaking transaction
      0.25%
    • 24/7 human support
      Yes
  • Basic

    €7/month
    excl VAT
    2 months free trial
    Get started

    • Accounts
    • Included accounts
      15
    • Included team members
      15
    • Interest account rate*
      4%
    • Interest rate p.a. after 2 months*
      1,2%
    • Currency exchange between own accounts
      Free
    • Cards & Cashback
    • Cashback up to
      5%
    • Virtual and plastic cards
      Free
    • Card spending limits for ads & IT services
      Unlimited
    • Payment limit in other categories
      100.000 €
    • Transfers
    • Outgoing SEPA Instant transfers
      Free
    • Fee for outgoing SWIFT transfers
      From 5 €
    • Bulk transfers
      Unlimited
    • Features
    • Invoicing
      Free
    • Bookkeeping documents included
      Unlimited
    • Integrations (sevDesk, Lexware Office, DATEV, ...)
      Free
    • Trading fee per staking / unstaking transaction
      0.25%
    • 24/7 human support
      Yes
  • Pro

    €19/month
    excl VAT
    2 months free trial
    Get started

    • Accounts
    • Included accounts
      20
    • Included team members
      30
    • Interest account rate*
      4%
    • Interest rate p.a. after 2 months*
      2,2%
    • Currency exchange between own accounts
      Free
    • Cards & Cashback
    • Cashback up to
      7%
    • Virtual and plastic cards
      Free
    • Card spending limits for ads & IT services
      Unlimited
    • Payment limit in other categories
      100.000 €
    • Transfers
    • Outgoing SEPA Instant transfers
      Free
    • Fee for outgoing SWIFT transfers
      From 5 €
    • Bulk transfers
      Unlimited
    • Features
    • Invoicing
      Free
    • Bookkeeping documents included
      Unlimited
    • Integrations (sevDesk, Lexware Office, DATEV, ...)
      Free
    • Trading fee per staking / unstaking transaction
      0.25%
    • 24/7 human support
      Yes

Got more questions about Crypto Earn?

  • Who is Crypto Earn for?

    Crypto Earn is designed for businesses registered in Italy and Spain looking to earn passive income through cryptocurrencies. It offers a simple, flexible, and secure way to grow your business capital while maintaining full control over your funds.
    1. Open the Vivid app for mobile and log into your business account.
    2. Open a Crypto Earn Account.
    3. Choose the crypto asset(s) you want to stake.
    4. Start earning rewards automatically and withdraw earnings at any time.

    More details about setting up a passive income with Crypto Earn Learn here

  • The storage and safekeeping of your cryptocurrencies inside the Cypto Earn Account is free of charge. For each staking and unstaking transaction, a fee of 0.25% applies. A portion of the staking rewards is retained as a service fee, which is already reflected in the displayed Annual Percentage Yield.

    Please note:
    Fees and APYs may change over time. Vivid may change the fees at any time and with immediate effect. As far as possible, changes in the fee structure will be communicated in advance. For the latest updates on APYs, please refer to the Crypto Earn section in your Vivid mobile application.
  • Crypto Earn currently supports a curated selection of high-yield assets, including:


    • Ethereum (ETH)
    • Solana (SOL)
    • Cardano (ADA)
    • Polkadot (DOT)
    • Polygon (POL)
    • Near Protocol (NEAR)
    • Cosmos (ATOM)
  • Rewards are calculated daily and credited to your Crypto Earn account every Monday. Earned rewards are automatically reinvested, ensuring compounding growth. Learn more about this here.
  • Yes! Crypto Earn offers full flexibility


    • Unstake and withdraw funds 24/7 with no lock-in periods
    • Withdrawn funds transfer to Main Account, may take up to two business days
    • APY rewards paid on the Monday following withdrawal
  • Like any crypto investment, staking carries risks such as:


    • Market volatility: The value of staked assets can fluctuate
    • Protocol risks: Blockchain networks may change reward rates or impose temporary withdrawal restrictions
    • Third-party reliance: Staking is facilitated through a trusted provider, but external factors could impact performance

    We recommend reviewing all risks carefully before staking.

    1. Vivid Money applies banking-grade security protocols to safeguard your data.
    2. With 3D Secure and two-step authentication we ensure no transaction is made without your authorisation.
    3. Our servers are securely hosted in the European Union, ensuring full compliance with GDPR regulations.
    4. Services provided by Vivid Digital S.r.I. are overseen by European financial authorities, such as the Comissione Nazionale per le Società e la Borsa (CONSOB).
  • Before closing a Crypto Earn Account, you need to sell all staked crypto assets and withdraw the funds to your Main Account. Any pending rewards not yet credited will be forfeited. If you need assistance, please review this article or get in contact with our support team via chat.