Which currencies can I send internationally?

You can send international payments in 30+ currencies including EUR, USD, GBP, JPY, CHF, AUD, CAD, BRL, SGD and more — all from your Vivid business account.

Can I receive money from abroad?

Yes. You can receive payments from 140+ countries directly on your own Vivid IBAN — no third-party wallet, no detours.

How many countries can I send to?

You can send international payments to 140+ countries worldwide. Coverage depends on the currency — see the full list when you start a transfer.

Are you adding more countries and currencies?

Yes. We keep expanding our network — new countries, currencies and payment routes are added regularly, so your reach grows as your business does.

How much does an international payment cost?

Fees depend on the currency and destination — but they're always shown upfront before you confirm. No weekend surcharges, no hidden conversion margins. What you see is what you pay.

How long does an international payment take?

Most payments arrive within hours — many in under a minute. Delivery time depends on the route, and you always see the estimated arrival before you confirm. Powered by Wise and a network of global partners.

Do I need a separate account or app?

No. Sending and receiving international payments happens inside your existing Vivid business account. Everything in one place.

Worldwide payments, one business account.

Pay suppliers in 30+ currencies and get paid by clients abroad — across 140+ countries. Real rates, every fee visible before you send, and none of the usual hassle.

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Open a business account

Worldwide payments with one Vivid business account

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Best Business Account 2026
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Built for businesses that work across borders

Pay in 30+ currencies. No surprises.

Pay suppliers and staff in the currency they actually use — EUR, USD, GBP, JPY, CHF, AUD and many more. See the exact amount and every fee before you send — no weekend surcharges, no fine print, no breaking your budget.

Pay and get paid across 140+ countries

Send to suppliers, get paid by clients — all on your own Vivid IBAN, across 140+ countries. No extra wallets, no chasing money through other apps. It just lands where your business already runs.

No branch visit. No five-day wait.

Remember when sending money abroad meant a trip to the branch and a five-day wait? Not here. Most payments arrive in hours, not days — many in under a minute, powered by Wise and a network of global partners. Follow every transfer right from your app, all the way to its destination.

Open a business account

Please review our website to understand the scope of our services and our Privacy notice for the use and handling of your data.

Discover more Vivid products

Business Account

With a quick registration you unlock unlimited IBANs. Discover the ease of managing all your finances from a single platform.

Interest Account

Earn 5% fixed annual interest* on uninvested cash. Your money grows while staying available at all times.

Cards & Cashback

Start cutting costs with up to 10% monthly cashback on the team’s card purchases at Google Ads, Amazon and others.

Bookkeeping

Keep financial records from all your bank accounts organized. Quickly share data with your team or accountants.

Invoicing

Issue comprehensive invoices, track what's owed and send reminders.

Online payments

Boost your revenue by making online payments effortless — whether customers pay via invoice, link or through your website.

Business Travel

The first tool to let you search, book and pay for hotels directly from your account — including up to 30% travel cashback!

Integrations

Streamline all your money management by connecting with powerful accounting tools and financial applications.

Choose your plan

Monthly

Payment period

Annual

Save up to 24%

Optimal for growing companies with high activity and advanced needs — built to keep fast teams in sync

Free Start
Suited for newly registered companies setting up finances and looking to try key banking features for free
0 € / month
Free of charge at all times
Get started
- Accounts & Interest
  - Free accounts with German IBANs
    Unlimited
  - Initial fixed interest rate p.a.*
    4%
  - Fixed interest rate p.a. after 4 months*
    0,1%
  - Initial fixed interest rate p.a., USD/GBP*
    5%
  - Fixed interest rate p.a. after 5 months, USD/GBP*
    0,2%
- Cards & Cashback
  - Guaranteed unlimited cashback
    0,1%
  - Cashback on selected categories and brands, up to
    2%
  - Virtual and physical cards
    Free
  - Card spending limits for ads & IT services
    Unlimited
- Transfers
  - SEPA Instant
    Free
  - Incoming SWIFT
    Free
  - Outgoing SWIFT
    5 €
- Support
  - 24/7 human support
    Yes
  - Dedicated customer success team
    No
Basic
Great fit for small businesses with steady transactions needing reliable everyday banking at a low cost
6,9 € / month
2 months free trial
Get started
- Accounts & Interest
  - Free accounts with German IBANs
    Unlimited
  - Initial fixed interest rate p.a.*
    4%
  - Fixed interest rate p.a. after 4 months*
    0,5%
  - Initial fixed interest rate p.a., USD/GBP*
    5%
  - Fixed interest rate p.a. after 5 months, USD/GBP*
    1%
- Cards & Cashback
  - Guaranteed unlimited cashback
    0,2%
  - Cashback on selected categories and brands, up to
    4%
  - Virtual and physical cards
    Free
  - Card spending limits for ads & IT services
    Unlimited
- Transfers
  - SEPA Instant
    Free
  - Incoming SWIFT
    Free
  - Outgoing SWIFT
    5 free per month, then 5 €
- Support
  - 24/7 human support
    Yes
  - Dedicated customer success team
    No
Pro
Optimal for growing companies with high activity and advanced needs — built to keep fast teams in sync
18,9 € / month
2 months free trial
Get started
- Accounts & Interest
  - Free accounts with German IBANs
    Unlimited
  - Initial fixed interest rate p.a.*
    4%
  - Fixed interest rate p.a. after 4 months*
    1,3%
  - Initial fixed interest rate p.a., USD/GBP*
    5%
  - Fixed interest rate p.a. after 5 months, USD/GBP*
    2%
- Cards & Cashback
  - Guaranteed unlimited cashback
    0,5%
  - Cashback on selected categories and brands, up to
    6%
  - Virtual and physical cards
    Free
  - Card spending limits for ads & IT services
    Unlimited
- Transfers
  - SEPA Instant
    Free
  - Incoming SWIFT
    Free
  - Outgoing SWIFT
    10 free per month, then 5 €
- Support
  - 24/7 human support
    Yes
  - Dedicated customer success team
    Yes

Features you get on every plan

Invoicing
Free
Document uploads for bookkeeping (on every paid plan)
Unlimited
Integrations (sevDesk, Lexware Office, DATEV, ...)
Free
Business travel cashback up to
30%
Crypto Earn rewards up to
8% APY
Maximum loan amount & repayment term
200,000 €,
12 months
Fee for receiving card payments from clients (EEA cards), from
0,79% (+0,25 €)
Business Brokerage (stocks, ETFs, crypto)
Free
Tax filing (for freelancers)
Free
POS terminal
Free
Flat transaction fee (all cards)
Up to 1.49%
Digital employees (personal and legal AI assistants)
Free

Compare all features

Got more questions about international payments?

Which currencies can I send internationally?
You can send international payments in 30+ currencies including EUR, USD, GBP, JPY, CHF, AUD, CAD, BRL, SGD and more — all from your Vivid business account.
Can I receive money from abroad?
Yes. You can receive payments from 140+ countries directly on your own Vivid IBAN — no third-party wallet, no detours.
How many countries can I send to?
You can send international payments to 140+ countries worldwide. Coverage depends on the currency — see the full list when you start a transfer.
Are you adding more countries and currencies?
Yes. We keep expanding our network — new countries, currencies and payment routes are added regularly, so your reach grows as your business does.
How much does an international payment cost?
Fees depend on the currency and destination — but they're always shown upfront before you confirm. No weekend surcharges, no hidden conversion margins. What you see is what you pay.
How long does an international payment take?
Most payments arrive within hours — many in under a minute. Delivery time depends on the route, and you always see the estimated arrival before you confirm. Powered by Wise and a network of global partners.
Do I need a separate account or app?
No. Sending and receiving international payments happens inside your existing Vivid business account. Everything in one place.