
The all-in-one solution for your finances
- free business account with unlimited IBANs
- up to 5% p.a. interest rate on positive balance*
- Visa cards with cashback for all team members
- SWIFT and SEPA instant transfers
Trustpilot: Excellent! | 25,000+ reviews

Celebrating excellence
Some of our latest achievements and recognitions

Best Business Account 2026
Finanzfluss.de

Highest Interest Rate for Business 2026
Für-Gründer.de

No. 1 Business Investment Account 2026
Geschaeftskonten24.net

Top Mobile Banking 2025
Handelsblatt.com

Get regsitered in a few minutes — no paperwork, no branch visits.
Get verifiied easily via photo. We quickly perform an identity check to help you get started as soon as possible.
Discover how you can directly manage sub-accounts, team members and card limits via the mobile and desktop app.






Issue a free card for every team member. Pick your favourite cashback categories for the upcoming month.




Sync your transactions and bank statements with platforms like DATEV, sevDesk, and others. Stay updated without manual data entry, making expense tracking and tax prep easier.
German software with vast features for accounting, invoicing and payroll
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Log in to your business account via desktop or mobile phone and maintain an optimal overview, use instant transfers and manage cards flexibly.


Your funds are placed in assets like deposits with the Central Bank of Luxembourg and high-quality Qualifying Money Market Funds (QMMFs), managed by BlackRock and others. Unlike traditional banks, we don’t use client funds for risky loans.
All our services are provided by the Vivid Money group: Vivid Money SA is regulated by the Commission de Surveillance du Secteur Financier (CSSF) of Luxembourg and Vivid Money B.V. is regulated by the Dutch Authority for Financial Markets (AFM).
Your funds are kept separate from our own. In the unlikely event of Vivid Money SA or Vivid Money B.V. becoming insolvent, our customers' money remains safe — even beyond €100,000. The funds in your account are yours, and yours alone.

We comply with the Payment Card Industry Data Security Standards to protect your payment information.

With 3D Secure and two-step authentication we ensure no payment is made without your authorisation.

Our servers are securely hosted in the European Union, ensuring full compliance with GDPR regulations.
Optimal for growing companies with high activity and advanced needs — built to keep fast teams in sync
Free Start
Suited for newly registered companies setting up finances and looking to try key banking features for free
Basic
Great fit for small businesses with steady transactions needing reliable everyday banking at a low cost
Pro
Optimal for growing companies with high activity and advanced needs — built to keep fast teams in sync
Real reviews and honest feedback show why freelancers, businesses and associations choose Vivid.
Trustpilot rating
Rated “Excellent” – 4.7/5 from 25,000+ reviews
App Store & Google Play
4.6/5 from 51,000+ ratings for “Vivid Business & Personal” mobile app
Support
Human customer service, day and night