About Vivid
Manage all your finances in one place!
Vivid offers you a unique mobile banking app at your fingertips. Whether it’s payments, transfers, high-interest saving accounts, multi-currency accounts for your travels, spendings reports, split bills — with Vivid, managing all your finances and investing your money is easy, flexible and 100% transparent.
Let your money grow!
Every time you purchase in a store, shop online, or withdraw cash, you use your card, but no one is paying you for that. Instead, you are paying account commissions, card fees, and tons of other charges. Even when you keep your money with the bank instead of spending it, you have zero and sometimes even negative interest rates. And this means: You’re losing money.
At Vivid, we want to turn this around. We are giving customers full control over their money and let them earn from their spendings and holdings.
Turn your everyday spendings into stock rewards
Vivid is here to let you take care and control of your finances. We have built a financial platform that helps customers grow their money. With Vivid, you can spend, safe, and invest your money the way you like, all in one app.
How it all started
The idea for Vivid Money came about in 2019. We saw zero or sometimes even negative interest rates on deposits and how customers were struggling with fruitless efforts to grow their savings. Many people believe that saving and building wealth is only available to a select few, but we want to change this.
We founded Vivid to bring a colourful and entirely different experience to modern banking. Banking needs to put the customer first — and in control. With our knowledge and experience, we strive to help our customers earn, grow and increase their capital. Online banking needs to be very easy, and on the other hand, very safe. Vivid Money is a financial platform that allows customers to live their economic lives to the fullest.
Artem Yamanov
Co-founder
Alexander Emeshev
Co-founder
Our two founders, Artem and Alex, bring a mix of ambitious vision and rigorous execution along with over 30+ years of experience in financial services and tech. They have successfully disrupted the retail investment market, launched a variety of digital banking products and are now putting all their expertise and ambition into the project they believe will revolutionise a customer’s financial future: Vivid Money.
Who we are today
Vivid Money is an international company headquartered in Berlin, with offices in Amsterdam and Moscow. Today our team consists of 350+ professionals of more than 30 different nationalities, all working together to achieve one goal and create a mobile bank that helps its customers make more from their wealth and grow their money.
Christian Krabus
Christian has been in Customer Care for over 20 years now, starting with IBM back in 1998. Working with leading organisations such as Apple, Nike, Microsoft or Netflix enabled him to develop not only specific Customer Service industry experience but also a valuable and transferable skill set in this sector. At Vivid Money, Christian is leading the team that always puts the customer first.
Danny De Gier
Danny has been working for more than 15 years in the Compliance Industry. Prior he has been working for predominantly large financial institutions like ABN-Amro, RBS, HSBC, and Deutsche Bank, to name a few. But for the last three years, he was supporting Fintech start-ups where he built up the Compliance functions from scratch. At Vivid, Danny has the opportunity to build the most trusted and innovative financial institution in Europe.
Anna Tichonova
Anna has been working in Human Resources in the financial industry for the last eight years. Before joining Vivid Money, she first worked for an international HQ in Vienna and later a payment provider, where she was responsible for the HR function that supported 250 employees across five offices on three different continents. Anna joined Vivid knowing that everything is possible with the right team.
Dr. Joerg Geiben, LL.M.
Joerg has been working for many years in international law firms in New York, London and Frankfurt. Prior to Vivid, he was Managing Director at German banks in the investment banking and asset management fields for more than 12 years. At Vivid, Joerg heads the legal department, serving the company and the customers.
Andries van Luijk
With over 27 years of experience in the investment banking industry, Andries started his career back in New York in 1994. In 2002, whilst working at Kempen & Co, he founded VIPinvest, an online trading and investment platform which included the first online discretionary asset management proposition in the Netherlands. Later in 2013, he conceptualized and founded Evi van Lanschot, which to date is one the most successful online wealth management propositions in the Netherlands. At Vivid Money, Andries leads the investment business, making sure that the investment solutions offered are of great relevance to the Vivid customers.
Céline Singleton
Céline has worked in financial services for over 20 years. She has worked in a number of senior and executive roles most recently as Head of Payments for an Irish subsidiary of NatWest Bank where she had full accountability for end-to-end payments performance including risk management, product development and outsourcing. Prior to that Céline held the position of Chief Operating Officer for Rabobank Ireland where she was accountable to shareholders and the regulator with respect to operational risk management, service management and business continuity effectiveness. At Vivid, Céline leads the payments business with responsibility for the oversight of performance, risk and service delivery.
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