Earn 5% annual interest on your EUR funds. Interest is paid every business day. Add and withdraw money instantly 24/7.*The 5% annual rate is applicable with any plan for the first two months after a successful registration; thereafter, the rate depends on your chosen subscription.
AWARD-WINNING MOBILE BANKING 2024
Rated with the highest score “Sehr gut” by Handelsblatt, Germany’s no.1 business and financial journal.
Up to 15 Pockets with separate IBANs to organise and save your money
Open up to 3 Pockets with our free Standard plan or up to 15 with our Prime plan. Split your money between Pockets to save towards an upcoming trip or any of your goals!
€2000.00
Money Pocket
€11,900.00
Savings Pocket
€789.00
Interest Rate Pocket
• 5% rate
€147.00
Vacation
Pay instantly without fees
Unlimited SEPA transfers across the EU.
Free. Instant. Limitless.
Drag-n-drop money between Pockets seamlessly. Move any amount as many time as you want.
Flexible payments. Link any card to any Pocket whenever you want and pay with it.
Choose the right card for you
Issue the card that suits your needs, easily add it into your Apple or Google Wallet, and start using it right away. First physical card is free with any plans.
Download the Vivid Money app and provide basic information about yourself.
Verify your identity, no video calls
Full online registration: do it whenever you're ready.
Get your account ready to use
Top up your account instantly, issue a card and start using right away, start earning interest, share Pockets with your family, and much more!
Save up to €140 per month with Vivid Prime. Get 1 month for free!
All our new customers get 1 month of Vivid Prime for free! Save money on fees and earn higher cashback up to €140 per month. After your free trial, simply choose the right plan for you. Whether you choose Vivid Prime or Vivid Standard, you'll keep your card.
Save up to €140 per month with Vivid Prime. 1 month for free!
Vivid Standard
€0/month for active customers¹, otherwise €3.90 account management fee is applied.
Vivid Prime
1 month for free, €9.90/month after. We won’t charge you without your consent
5% 2.0%Promo for the first 2 months since opening the Interest Rate Pocket.
5% 4.0%Promo for the first 2 months since opening the Interest Rate Pocket.
CashbackTo be eligible for the cashback for the next month, customers need to have at least €1,000 account balance or €100 in holding assets on the last day of the previous month.
Cashback per month
Up to €20
Up to €100
Cashback on popular personalised brands
✘
✔︎
Cashback categories
Up to 3
Up to 4
Crypto
Trading fee
1.49% per trade, minimum €0.79
Unlimited free trades
Investments in Stocks & ETFs
Trading fee
€1 per trade
€1 per trade
FX mark-up for the 1st month since Invest Pocket opened
0.5%
0.25%
FX mark-up starting from the 2nd month, based on the last month turnover. Turnover is the value of all your buying and selling trades in Euro.
1.00% (default)
0.50% (turnover from €100)
0.25% (turnover from €500)
0.50% (default)
0.25% (turnover from €100)
0.20% (turnover from €1,000)
