Plans for all your personal finances

Enjoy a free trial, save up to €140 cashback per month and flexibly up-or downgrade later.

Vivid Standard

€0/month for active customers¹, otherwise €3.90 account management fee is applied.

Vivid Plus

€6.90 / month

Vivid Prime

1 month for free, then from €7.90/month. We won’t charge you without your consent

Accounts & Payments

Separate Pockets with individual IBANs

Up to 3

Up to 6

Up to 15

Instant transfers SEPA

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Access to shared Pockets

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Maximum amount of users in the Shared Pocket

Up to 5

Fee-free payments globally

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Fee-free money transfers

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Fee-free direct debits—coming soon

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Budgeting and spending forecast

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Cards

Free first physical card

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Metal card available

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Free first virtual card

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Availability of each card type

Up to 3

Free and secure contactless payments

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Extra-secure card details

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Physical card issue

€19.90

Virtual card issue

€1

1 card - free.
€1 for each additional card

Interest rate: uninvested cash with fixed interest*

Interest rateThe promotional rate applies for the first two months after opening the first Interest Rate Pocket. This is an investment product, capital is at risk.

3% 0.1%

3% 1%

3% 2% ²

Minimum transaction amount

€0.01

Interest rate: Money market funds*

Minimum transaction amount

€2

Service feeYearly fee which is deducted daily from your total balance in Money Market Funds

0,70%

0.30%

FX mark-up

0.25%

Trading fee

Free

CashbackTo be eligible to receive cashback the following month, customers need to have at least €1,000 account balance or €100 in holding assets on the last day of the previous month.

Cashback per month

Up to €20

Up to €50

Up to €100

Cashback on popular personalised brands

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Cashback categories

Up to 3

Up to 4

Crypto

Trading fee

2.00% (default)
1.75% (turnover from €5k)
1.70% (turnover from €10k)
1.65% (turnover from €50k)
1.50% (turnover from €200k)
1.25% (turnover from €400k)
Minimum fee per trade: 1€ (not applicable for Crypto Swaps)

1% (default)
0.75% (turnover from €5k)
0.70% (turnover from €10k)
0.65% (turnover from €50k)
0.50% (turnover from €200k)
0.25% (turnover from €400k)

0.75% (default)
0.50% (turnover from €5k)
0.45% (turnover from €10k)
0.40% (turnover from €50k)
0.25% (turnover from €200k)
Free first €300k, then 0.25% (turnover from €400k)

Crypto Earn account

Rewards on selected crypto assets up toFinal APY after fees

8% APY

Staking Rewards processing feeApplied to weekly rewards

20%

Staking Rewards infrastructure costsApplied to weekly rewards, dependent on provider and coin

15–30%

Trading fee, per trade

0,5%

Investments in Stocks & ETFs*

Trading fee

€1 per trade

FX mark-up for the 1st month after opening an Invest Pocket

0.5%

0.25%

FX mark-up starting from the 2nd month, based on the previous month turnover. Turnover is the value of all your buying and selling trades in EUR.

1.00% (default)
0.50% (turnover from €100)
0.25% (turnover from €500)

0.70% (default)
0.25% (turnover from €100)
0.20% (turnover from €1000)

0.50% (default)
0.25% (turnover from €100)
0.20% (turnover from €1000)

Real-time market data

Free

Custody fee

Free

Deposits and withdrawals via instant transfers from your current account

Free

Instant withdrawal towards your Vivid current account

Free

Live help

Сustomer support live chat

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