Vivid's Blog

Business accounts & finance tips for companies and freelancers

Business account comparison 2026: the best business accounts

Business account comparison 2026: compare the best business accounts by features, pricing, and user reviews for freelancers and companies.

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Tax & regulation

Legal and tax aspects of each type of company in Spain

A look at the legal and tax aspects of the main types of companies in Spain. A practical guide for business owners and entrepreneurs who want to choose the right legal structure for their business.

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Company formation

Communal partnership: a flexible choice for small businesses

Learn what a Comunidad de Bienes (communal partnership) is, its main advantages, and the requirements to set one up. A complete guide for entrepreneurs.

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Company formation

New Limited Company (SLNE) in Spain: Advantages for Entrepreneurs

Learn about the advantages of the New Limited Company (SLNE) for entrepreneurs in Spain: fast setup, less bureaucracy, and flexibility.

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Company formation

Cooperative society: a complete guide

Discover what a cooperative society is, its key features, types, setup process, and benefits. A clear guide to starting your own cooperative for shared success.

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Company formation

Limited partnership: how it works and when to choose one

Learn how a limited partnership (sociedad comanditaria) works in Spain, its types, advantages and disadvantages, and whether this business model suits your company.

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Company formation

Sole proprietorship in Germany: what it is and how to start one

Learn what a sole proprietorship is, who it’s for, and how to start one step by step. Start your own business easily and quickly with our practical guide!

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Company formation

General partnership: what it is and how to set one up

Considering a general partnership in Spain? Learn how it works, when it makes sense, and how to register one step by step. A full guide for entrepreneurs.

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Freelancing & self-employment

Registering as a freelancer in Germany: a practical guide

Thinking about freelancing in Germany? Discover how to register as “selbstständig”, what requirements you must meet, which taxes apply, and what to watch out for in 2026.

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All-in-one financial management

Forget about costly subscriptions. Get all the tools your business needs in one place — no extra cost, no hassle.

Interest Account

Earn 5% fixed annual interest* on uninvested cash. Your money grows while staying available at all times.

Digital Employees

Delegate routine tasks to your AI agents. They learn nonstop, run 24/7, and need no breaks or extra costs—so you can focus on what matters.

Cards & Cashback

Start cutting costs with up to 10% monthly cashback on the team’s card purchases at Google Ads, Amazon and others.

Unlimited Card Spending

Issue a card for every team member, claim guaranteed cashback and make payments for IT & Ads services without worrying about limits.

Online payments

Boost your revenue by making online payments effortless — whether customers pay via invoice, link or through your website.

Quick transfers

Gain full flexibility with SEPA Instant transfers, SWIFT transfers and easy redirects of direct debits.

Personal Account

Enjoy the ease of having your private and business finances in one place and seamlessly switch accounts whenever you need

Invoicing

Issue comprehensive invoices, track what's owed and send reminders.

Bookkeeping

Keep financial records from all your bank accounts organized. Quickly share data with your team or accountants.

Integrations

Streamline all your money management by connecting with powerful accounting tools and financial applications.

Business Travel

The first tool to let you search, book and pay for hotels directly from your account — including up to 30% travel cashback!

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Small & medium enterprises

Whether you're a small, medium-sized, or established business — you can open a business account quickly and digitally, and manage expenses in just a few clicks.

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Freelancers

After opening a professional account in a few clicks, free unlimited SEPA transfers and a 5% interest rate* await you.

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Companies in formation

Forget about paperwork! With a fully digital registration and the transfer of your share capital you can hit the ground running within days.

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Partnerships

Keep your finances organised and transparent with custom access rights for team members and accountants.

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Startups

Account opening is done with a few clicks online, simply choose the features that match your ambition for growth.

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Associations and non-profits

Boost your impact with the all-in-one account for non-profits, foundations and associations. Monitor expenses in real-time while collecting donations and membership fees effortlessly.

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